Our Fees

Back2Business Fees

Simple, easy and affordable. There’s no need to overcomplicate great value. At Back 2 Business Finance our focus is simplicity, with easy-to-understand fees and charges, so you can stay focused on your business.

The majority of our products work with just an establishment fee, and a monthly fee. The only other fees applied to our products are unascertainable fees, such as default penalties, that are not applicable to most situations.

For example, a $10,000 Back2Business loan only bears a cost of $139 per week, a $2000 loan simply has a weekly cost of $37, and a $30,000 loan bears weekly costs of $277 as long as the loan is active.

Find our fees in the table below. Listed fees and charges are baseline estimates, and are subject to change up or down based on application strength.

Loan Amount Term Establishment Fee Monthly Fee % Monthly Fee Weekly Cost Fortnightly Repayments Payable over 1 Months
$2,000 1 Month $495.00 8.00% $160 $37 $1,327.50 $2,655
$5,000 1 Month $495.00 7.00% $350 $81 $2,922.50 $5,845
$10,000 1 Month $495.00 6.00% $600 $139 $5,547.50 $11,095
$15,000 1 Month $495.00 6.00% $900 $208 $8,197.50 $16,395
$20,000 1 Month $495.00 5.00% $1,000 $231 $10,747.50 $21,495
$25,000 1 Month $495.00 5.00% $1,250 $289 $13,372.50 $26,745
$30,000 1 Month $495.00 4.00% $1,200 $277 $15,847.50 $31,695
Loan Amount Term Establishment Fee Monthly Fee % Monthly Fee Weekly Cost Fortnightly Repayments Payable over 3 Months
$2,000 3 Month $495.00 8.00% $160 $37 $457.69 $2,975
$5,000 3 Month $495.00 7.00% $350 $81 $1,006.92 $6,545
$10,000 3 Month $495.00 6.00% $600 $139 $1,891.54 $12,295
$15,000 3 Month $495.00 6.00% $900 $208 $2,799.23 $18,195
$20,000 3 Month $495.00 5.00% $1,000 $231 $3,614.62 $23,495
$25,000 3 Month $495.00 5.00% $1,250 $289 $4,499.23 $29,245
$30,000 3 Month $495.00 4.00% $1,200 $277 $5,245.38 $34,095
Loan Amount Term Establishment Fee Monthly Fee % Monthly Fee Weekly Cost Fortnightly Repayments Payable over 6 Months
$2,000 6 Month $495.00 8.00% $160 $37 $265.77 $3,455
$5,000 6 Month $495.00 7.00% $350 $81 $584.23 $7,595
$10,000 6 Month $495.00 6.00% $600 $139 $1,084.23 $14,095
$15,000 6 Month $495.00 6.00% $900 $208 $1,607.31 $20,895
$20,000 6 Month $495.00 5.00% $1,000 $231 $2,038.08 $26,495
$25,000 6 Month $495.00 5.00% $1,250 $289 $2,538.08 $32,995
$30,000 6 Month $495.00 4.00% $1,200 $277 $2,899.62 $37,695